Operational diagnostic
A full audit, from hidden costs to logistics.
Founding-client priceRegular price: $990
$690 + applicable taxes
- Real cost analysis
- Margin and pricing review
- Logistics inefficiency map
- Prioritized action plan
Fractional finance & operations · US · Latin America
You're selling.
So where's the cash?
We're hands-on finance operators, not theorists. We find the cash stuck in your receivables, inventory and manual work, and put it back in your account.
- Free intro call
- US time zones
- Fully bilingual, English-first
56%
of small businesses are owed money on unpaid invoices. Intuit QuickBooks, 2025
$17,500
owed per business, on average. Intuit QuickBooks, 2025
27 days
of cash buffer at the typical small business. JPMorgan Chase Institute
Your money doesn't disappear. It gets stuck in three places.
The problem is rarely “selling more.” It's operational, and it gets fixed with real numbers.
01
False liquidity
You get paid in 90 days but pay suppliers in 30. Profitable on paper, short on cash for payroll and taxes.
60 daysIs it really profit if there's no cash in the bank to make payroll?
02
Operating debt
Expensive credit lines and cards cover operational holes. You end up working for the bank instead of reinvesting.
High APRHow much of your margin is the bank eating this month?
03
Idle money
Slow-moving inventory and “just in case” purchases. Your profit is gathering dust in the warehouse.
30%Is your warehouse storing assets or hiding costly inefficiencies?
Same business.
Two paths.
No cash managementWith decifra from month 3
Illustrative. Shows the typical effect of collecting sooner, turning inventory and negotiating terms; not a guaranteed result.
Solutions
Clear pricing.
Returns in your cash.
Prices in US dollars, before applicable taxes. Billed in USD.
Start here
Cash Express Diagnostic
In one week we map where your cash is trapped and hand you 3 concrete actions with their estimated dollar value.
- Delivered in 1 week
- 3 actions with their dollar value
- 100% credited toward any other service
$390 + applicable taxes
Get my Express DiagnosticFull optimization
Hands-on intervention to free up cash and fix pricing.
Founding-client priceRegular price: $1,990
$1,190 + applicable taxes
- Includes the full diagnostic
- Pricing and margin strategy
- Inventory optimization
- Implementation support
Fractional finance lead
Your outsourced finance manager at a fraction of the cost. We decide with you, month by month.
Founding-client priceRegular price: $990
$590 / month + applicable taxes
- Monthly results review
- 13-week cash flow forecast
- Budget and purchasing control
*3-month minimum
Schedule a meetingFounding Clients program: founding-client pricing for our first 5 clients or until December 31, 2026, in exchange for a testimonial, a publishable case study (can be anonymous) and 2 introductions to other business owners.
Custom projects · Fixed fee + success bonus
A targeted intervention for high-impact pain points: debt restructuring, logistics optimization, import costs or complex accounting close-outs. We only charge the variable bonus if we hit the agreed savings.
New · AI for SMBs
If it depends on someone's memory, we automate it.
We don't sell trendy tech. We find the repetitive tasks that depend on one person (and their memory) and automate them with the tools your team already uses: Excel, WhatsApp, email and your accounting software.
Quotes and WhatsApp repliesPrices, availability and customer follow-ups without relying on someone remembering.
Reports that build themselvesSales, margins and cash updated every morning. No more copy-paste into spreadsheets.
Invoices, payments and receivablesAutomatic reconciliation and alerts for customers who are falling behind.
Inventory and purchasingReorder and slow-mover alerts before stock turns into trapped cash.
Automation sprint
One process automated end to end in 3 to 4 weeks.
Regular price: $990
$890 + applicable taxes
- Map the current process and its cost
- Build and test with your team
- Training and user guide
AI Starter Pack
The sprint plus 3 months of ongoing AI operations. Automate, then keep improving.
Bought separately: $2,060
$1,690 + applicable taxes
You save $370
- Everything in the automation sprint
- 3 months of support and tweaks
- 3 new automations (one per month)
- Report on hours and errors saved
Ongoing AI operations
Continuous improvement: support, tweaks and a new workflow every month.
$390 / month + applicable taxes
Less than $13 a day
- Support and maintenance
- A new automation every month
- Report on hours and errors saved
*3-month minimum
Talk about AI for my business50% to start, 50% when the process is up and running.
From the first call to results in your bank account.
01
20-minute call
Free. We learn your situation and tell you honestly whether we can help.
02
Diagnostic
Real numbers: costs, margins, cash, inventory and logistics.
03
Execution
We implement with you. No PDF-and-leave.
04
Follow-up
We track the cash impact month by month and adjust.
Traditional advisory
decifra partner
Tells you “what” to do
Shows you “how” to do it
Delivers theoretical PDFs
Fixes foundational problems
Leaves after the diagnosis
Stays through execution
Bills by the hour, no target
Clear goals and success bonus
Where we work
Based in Medellín, serving the US and Latin America
US
United States
For US small and mid-sized businesses. A fully bilingual team that negotiates and reports in English, works in your time zone, and costs a fraction of a local fractional CFO. A real edge if you buy from or sell to Latin America.
EC · MX · PE
Latin America
Ecuador, Mexico, Peru and beyond. Remote engagement, same time zone, billed in USD.
CO
Colombia
On-site in Medellín and remote nationwide, with deep knowledge of the local business and tax environment.
- Retail
- Distribution
- Restaurants
- Manufacturing
- Importers & exporters
- Services
Frequently asked questions
Do you work with companies outside Colombia?
Yes. We work remotely with SMBs across the United States and Latin America, billed in USD.
Do you only work with Spanish-speaking businesses?
No. We work fully in English with US businesses of any background, from the first call to contracts and reporting. Spanish is simply a bonus if you buy from, sell to or operate in Latin America.
What kind of company do you work with?
Small and family-owned businesses that are already selling but feel cash is always tight, margins are unclear, or too much depends on manual work.
Is the first call free?
Yes. It's 20 minutes, no cost and no commitment, to understand your situation and tell you whether we can help.
Do I need to change my accounting software?
No. We work with what you already use: Excel, QuickBooks, Xero or others.
How does the success bonus work?
In custom projects we agree on a measurable target in the contract (for example, cost savings or cash released). The variable bonus is only paid if the target is met.
What can AI actually do for a small business?
Automate repetitive tasks like quotes, reports, reconciliations and collections follow-up. Fewer manual hours, fewer errors and decisions based on up-to-date numbers.
20 minutes.
Your numbers.
No cost.
Let's talk about your cash
Tell us what's on your mind and we'll reply within one business day. Prefer chat? Message us on WhatsApp.